Virgin Islands Vacation Rentals  |  Join Our Team  |  Contact Me

Sea Glass Properties


How Much Can You Afford?


 
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %


The Preserve at Botany Bay
Sell Your Virgin Islands Real Estate
Virgin Islands Property for Sale
Yacht Haven Grande

Virgin Islands Listing Alerts

  VIRGIN ISLANDS REAL ESTATE

CATEGORIES

CONSULTING SERVICES

EDUCATE YOURSELF

   St. John
   St. Thomas
   St. Croix
   Water Island
   Tortola
   Virgin Gorda
   Scrub Island
   Anegada
 
Peter Bay
Nail Bay
Oil Nut Bay
Shoys
Judith's Fancy
Peterborg
Mafolie
Bakkeroe
 
Beach Properties
Hotels for Sale
Commercial Properties
Development Parcels
City Properties
Luxury Rentals
Realtor Services
Financing and Foreign Loans
Contractors and Constructions
Travel Assistance
Legal Advice
Architects
Tax Advice
Interior Design
 
Investment Overview
Living & Retiring in the Virgin Islands
Geography
Tourism
Buying a home in the Virgin Islands
Virgin Islands beach front property
Hotels & Businesses for Sale
Rental Income Properties
Condos in the Virgin Islands
Developing in the Virgin Islands
 

Our Blog | Moving Center | VI Daily News | Sea Glass Properties | St. Croix Information | St. Thomas Area Information

St. John Area Information | St. John Yacht Charters

Privacy Policy  |  Site Map  |  Links  |  For Agents  |  Profile

Equal Housing Opportunity REALTOR - MLS

© 2012 Sea Glass Properties LLC. 5328 Yacht Haven Grande, St. Thomas, Virgin Islands 00802. All rights reserved. Buyer to Verify All Information. Equal Housing Opportunity;


Sign In